Your business, run by AI.
Every move, proven.
One platform runs your money, your people, and your risk - accounting, payroll, hiring, and compliance on a single company brain. And because SentriAI governs every AI action, nothing consequential happens without a verdict and a tamper-evident receipt.
Illustrative targets for a typical SMB moving off a 5–7 tool stack.
Money. Trust. People.
Not three tools that integrate - three engines on one company brain, one ledger, one trust score. Each staffed by AI teammates that do the work, and each decision sealed as proof.
Every dollar, decided before it moves.
Your AI finance team runs the back office - captures bills, guards every pay-run release with a verdict grounded in your real books, screens payees against live sanctions, and posts the journal entry. Held payments drop out before money moves.
Every action, decided - and sealed as proof.
SentriAI decides on the action itself - for humans, AI agents, service accounts, and MCP tools - scores its trust, and turns every decision into hash-chained, framework-mapped compliance evidence you can recompute. Governance is decide-and-prove; enforcement is staged.
Humans and AI agents on one org chart.
The Workforce Graph puts people, contractors, and AI agents on one chart - each with a trust score, a risk score, and a real annual cost priced against the same P&L. The AI recruiter, interviewer, and comp analyst are advisory; a named human always approves.
Not just software. Your industry’s operating layer.
We integrate with the systems you keep - or replace the ones you don’t - and add the two finance modules that decide whether your business thrives.
Don’t take our word for it. Click through it.
Self-paced walkthroughs of the real decisions across Money, Trust, and People - no form, no sales call. Step through a guarded pay run, an AI interview, or a governed AI action and see exactly how Fintra decides and proves.
The Guarded Pay Run
Watch a pay run get checked, catch a bank-change fraud attempt, and clear - with a sealed receipt on every payment.
AI Interview & Resume Screening
Resumes ranked, an adaptive AI interview, an explainable per-competency score, integrity flags - and a recruiter who decides.
Governed AI Action → Sealed Evidence
A consequential AI action gets a verdict and Action Trust Score, sealed to a hash-chained ledger, mapped to SOC 2 - and verify_chain() confirms it.
The AI Evidence Loop
Follow one decision from verdict to hash-chained SOC 2 evidence an auditor can recompute - in five steps.
A decision at 2:00 is audit-ready evidence by 2:01.
Every governed action - a held payment, an OFAC block, a blocked IAM change - becomes hash-chained, control-mapped SOC 2 evidence, automatically. No GRC tool turns a live decision into a recomputable compliance artifact. Vanta collects screenshots; SentriAI seals decisions.
A consequential action is evaluated - Aegis PDP or the finance engine - with a verdict + Action Trust Score.
Normalized to one canonical contract and written append-only to the Decision Ledger.
Posted as governed-action evidence, idempotent on the external reference.
Linked to the real SOC 2 / ISO controls it satisfies.
Appended to a per-org hash chain, sequence-ordered from genesis.
Recompute the whole chain - an auditor can prove nothing was altered.
Honest scope: the decision (step 1) runs in simulation by default - it decides and proves, it doesn't actuate production. Steps 2–6 are real and recomputable: the seal, the ingest, the control map, and the hash chain all run, and verify_chain() re-derives them.
One list. The riskiest decision in your business, right now.
Because finance, security, and people run on one brain, a payment, an IAM change, a bank-account switch, and a leaking ad channel are ranked on the same trust-weighted scale - each ending in a verdict, never a dashboard. No single-domain tool can draw this list.
Run the business on autopilot - and prove every move.
See Fintra run money, people, and risk on one company brain, with SentriAI governing every AI action.
What is an AI finance operating system?
An AI finance operating system runs a business’s core finance and workforce operations on one shared data model — accounting, budgeting, forecasting, expenses, bill pay, payroll, tax, and compliance — with AI doing the routine work and a human approving anything consequential before it posts. Fintra is an AI finance operating system for small and medium businesses: it replaces the five to seven fragmented tools most SMBs run today with one governed, AI-native system of record, so there are no sync jobs, no CSV reconciling, and one source of truth for the whole company.
Fintra - frequently asked
What is an AI finance operating system?
An AI finance operating system is a single platform that runs a business’s core finance and workforce operations on one shared data model, with AI doing the routine work and a human approving anything consequential before it posts. Instead of stitching together separate tools for accounting, budgeting, forecasting, expenses, bill pay, payroll, tax, and compliance, an AI finance OS unifies them as one system of record so there are no sync jobs or CSV reconciling. Fintra is an AI finance operating system built for small and medium businesses.
What does Fintra do?
Fintra unifies four pillars in one AI-native platform: a Finance OS (AI general ledger and close, budgeting, forecasting/FP&A, expense management, bill pay/AP, sales commissions, sales tax, and ASC 606 revenue recognition); HR and Workforce Intelligence (payroll with a multi-state tax engine, workforce planning, and pay equity); SentriAI governance (a decision engine that decides whether an action - human or AI-agent - should proceed); and Equity (cap table, 409A support, and ASC 718 stock-comp that flows to the GL). It is designed to replace the five to seven fragmented tools most SMBs run today.
Does Fintra replace QuickBooks?
Yes - Fintra is built to be the accounting system of record, with an AI general ledger, automated close, invoicing/AR, and bill pay/AP, so it can replace QuickBooks for many SMBs rather than sit alongside it. The difference is scope: Fintra also covers budgeting, forecasting, expenses, payroll, tax, equity, and AI governance on the same data model, so you are not reconciling QuickBooks against four other tools. See the Fintra vs QuickBooks comparison for an honest, side-by-side breakdown of where each fits.
Does Fintra replace Ramp or Brex?
Fintra covers the spend-management surface that Ramp and Brex are known for - expense management, corporate cards, and bill pay/AP - but as part of a full finance OS rather than a standalone spend tool. Because expenses, AP, the general ledger, and forecasting share one data model, spend flows straight into the books and the budget without an export step. The Fintra vs Ramp and Fintra vs Brex comparisons lay out exactly what overlaps and what Fintra adds.
How does AI governance for finance work in Fintra?
Fintra governs AI with SentriAI, a decision engine that answers “should this action proceed?” for both people and AI agents. Because Fintra owns the books, payroll, and money, SentriAI sees each action in context, scores its trust across identity, data, compliance, and fraud signals, and enforces a verdict - allow, challenge, or block - at the tool-call boundary. Consequential or money-moving actions are draft-first and human-confirmed: an AI agent can propose, but a named person approves before anything irreversible posts, and every decision is written to a tamper-evident, hash-chained trust ledger as SOC 2-aligned evidence.
How much does Fintra cost?
Fintra is free to start with no card required. Advanced modules are license-gated add-ons, and pricing is transparent with one-click cancel and full data portability, so there is no lock-in. Talk to the team for a plan mapped to your current finance stack.